[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tetom.cz\/nebankovni-hypoteka-smaze-vase-stare-dluhy\/#Article","mainEntityOfPage":"https:\/\/www.tetom.cz\/nebankovni-hypoteka-smaze-vase-stare-dluhy\/","headline":"Nebankovn\u00ed hypot\u00e9ka sma\u017ee va\u0161e star\u00e9 dluhy","name":"Nebankovn\u00ed hypot\u00e9ka sma\u017ee va\u0161e star\u00e9 dluhy","description":"M\u00e1te n\u011bjak\u00e9 star\u00e9 z\u00e1vazky, kter\u00e9 v\u00e1s t\u00e1hnou ke dnu a vy se jich pot\u0159ebujete co nejd\u0159\u00edve zbavit? T\u0159eba proto, \u017ee jste je uzav\u0159eli v nouzi a za velice nev\u00fdhodn\u00fdch podm\u00ednek? M\u00e1te na krku exekuci, ale…","datePublished":"2018-12-25","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.tetom.cz\/author\/#Person","name":"","url":"https:\/\/www.tetom.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/091b4d684e9af597ec9885a078917281e353fb1084ff05c94355123dbb14e899?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/091b4d684e9af597ec9885a078917281e353fb1084ff05c94355123dbb14e899?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tetom.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tetom.cz\/wp-content\/uploads\/img_a332260_w1765_t1545127406.jpg","url":"https:\/\/www.tetom.cz\/wp-content\/uploads\/img_a332260_w1765_t1545127406.jpg","height":0,"width":0},"url":"https:\/\/www.tetom.cz\/nebankovni-hypoteka-smaze-vase-stare-dluhy\/","about":["Www"],"wordCount":424,"articleBody":"        M\u00e1te n\u011bjak\u00e9 star\u00e9 z\u00e1vazky, kter\u00e9 v\u00e1s t\u00e1hnou ke dnu a vy se jich pot\u0159ebujete co nejd\u0159\u00edve zbavit? T\u0159eba proto, \u017ee jste je uzav\u0159eli v nouzi a za velice nev\u00fdhodn\u00fdch podm\u00ednek? M\u00e1te na krku exekuci, ale nikdo v\u00e1m nechce p\u016fj\u010dit? V tom p\u0159\u00edpad\u011b jste jist\u011b ob\u00edhali pouze klasick\u00e9 bankovn\u00ed domy a zapomn\u011bli jste na nebankovn\u00ed spole\u010dnosti. A pr\u00e1v\u011b to je velk\u00e1 chyba, nebo\u0165 zrovna nebankovn\u00ed p\u016fj\u010dka je pro v\u00e1s v takov\u00e9 situaci jako d\u011blan\u00e1.Nebankovn\u00ed hypot\u00e9ku m\u016f\u017eete bez nejmen\u0161\u00edch pot\u00ed\u017e\u00ed vyu\u017e\u00edt ke splacen\u00ed star\u00fdch z\u00e1vazk\u016f a vyplacen\u00ed exekuc\u00ed. Zapome\u0148te na to, co v\u00e1m tvrdili v bance, proto\u017ee v nebankovn\u00ed spole\u010dnosti nic takov\u00e9ho neplat\u00ed. Zde si m\u016f\u017eete sjednat p\u016fj\u010dku podle sv\u00fdch p\u0159edstav a vyu\u017e\u00edt ji k libovoln\u00fdm \u00fa\u010del\u016fm, tak\u017ee ani umo\u0159en\u00ed star\u00fdch dluh\u016f nevad\u00ed. Je pravda, \u017ee t\u00edm, \u017ee v\u0161echny sv\u00e9 star\u00e9 dluhy slou\u010d\u00edte do jednoho jedin\u00e9ho, va\u0161e z\u00e1vazky nezmiz\u00ed. Pravda je i to, \u017ee se va\u0161e dlu\u017en\u00e1 \u010d\u00e1stka nijak nezmen\u0161\u00ed, budete ji muset splatit do punt\u00edku. Ov\u0161em podstatn\u00fd rozd\u00edl je v tom, jak\u00e9 podm\u00ednky p\u016fj\u010dky z\u00edsk\u00e1te. Pokud v\u00e1s u va\u0161ich star\u00fdch z\u00e1vazk\u016f tr\u00e1p\u00ed vysok\u00e9 \u00faroky, likvida\u010dn\u00ed poplatky a d\u011bsiv\u00e9 podm\u00ednky smlouvy, tak toho v\u0161eho se m\u016f\u017eete jednodu\u0161e nar\u00e1z zbavit. Kdy\u017e si sjedn\u00e1te v\u00fdhodnou nebankovn\u00ed hypot\u00e9ku, tak m\u016f\u017eete m\u00edt r\u00e1zem p\u0159\u00edzniv\u00fd \u00farok a spl\u00e1cen\u00ed si rozt\u00e1hnout a\u017e na dobu t\u0159iceti let, tak\u017ee v\u00fdsledkem bude \u00fanosn\u00e1 m\u011bs\u00ed\u010dn\u00ed spl\u00e1tka, kter\u00e1 v\u00e1s nest\u00e1hne ke dnu. A takov\u00e1 nab\u00eddka za to jist\u011b stoj\u00ed, ne? Jedinou podm\u00ednkou je, abyste se za sv\u016fj nov\u00fd finan\u010dn\u00ed z\u00e1vazek zaru\u010dili nemovitost\u00ed v odpov\u00eddaj\u00edc\u00ed hodnot\u011b. Ov\u0161em je zde i chytr\u00e9 \u0159e\u0161en\u00ed pro ka\u017ed\u00e9ho, kdo podobn\u00fd majetek nem\u00e1. Sta\u010d\u00ed, kdy\u017e ve va\u0161em okol\u00ed najdete n\u011bkoho, kdo bude ochotn\u00fd st\u00e1t se va\u0161\u00edm spoluru\u010ditelem a bude tak sv\u00fdm vlastn\u00edm majetkem ru\u010dit za va\u0161i p\u016fj\u010dku. M\u00e1te-li ve sv\u00e9m okol\u00ed n\u011bkoho takov\u00e9ho, a\u0165 u\u017e je to rodina \u010di bl\u00edzk\u00fd p\u0159\u00edtel nebo klidn\u011b soused, tak m\u00e1te vyhr\u00e1no.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed hypot\u00e9ka sma\u017ee va\u0161e star\u00e9 dluhy","item":"https:\/\/www.tetom.cz\/nebankovni-hypoteka-smaze-vase-stare-dluhy\/#breadcrumbitem"}]}]